COMMERCIAL FINANCE
Specialist Commercial Mortgages
Specialist commercial mortgages typically suit clients that do not meet all the criteria of the mainstream lenders. There can be multiple reasons for this such having a poor credit history, the type of commercial property, may live overseas and not pay UK tax or just something as simple as not being Self Employed long enough.
The specialist market can be quite complex making it difficult and time consuming to find a solution if its not a marketplace you regularly work in. Lenders also limit those who can have direct access to their products.
Smart Money have the expertise to find a solution for your clients that will meet their needs by using a range of innovative and exclusive products from our panel of lenders. This means we can normally find a solution when a client has previously been declined.
PRODUCT HIGHLIGHTS
| Loan Amount | 1st Charge Only Loans from £30,000 – £5,000,000 |
| Maximum LTV | 70% |
| Rates From | 9.74% |
| Term | 7-30 years |
1ST CHANGE ONLY - MAXIMUM LTV: 70%
Loans from £30,000 – £5,000,000
Rates from: 9.74%
Term: 7-30 years
KEY FEATURES AVAILABLE INCLUDE:
- Capital repayment and interest only
- Any legal purpose
- Adverse credit accepted
- Minimum property value £50,000
- England, Wales & Scotland
- Equitable charges available
- Ex pat, non-national & no right to reside residents
- Most property types accepted including pubs, B& B’s, shops, dry cleaners, restaurants, takeaways plus many other
- Accountant’s reference/ projected income considered