The Specialist Lending solution

Smart Money are a specialist master broker offering four key areas of specialist lending including Second Charge Mortgages, Buy-To-Let, specialist first charge and Bridging loans. Second Charge Mortgages According to the FLA demand for Second charge mortgages are strong and is now at a decade high. The versatility of second charge mortgages are being recognised …

Tech companies are trying to fix the housing shortage they created

Companies need to consider how their growth will impact the wider community. The growth of tech companies such as Google and Facebook are driving up the cost of homes within their local area according to the independent. Google has come under fire for creating a housing shortage in Dublin and San Francisco. The big question …

LTD Company structure proving popular for BTL Landlords

Buy to Let Mortgages are at a confusing stage after tax changes and lenders product criteria tighten up. BTL investors now need to evaluate the benefits of a Limited company offering, yields attached to HMOs and short term lets. According to the BTL mortgage index 59% of all buy-to-let mortgage lenders offered products to landlords …

Good times ahead for Holiday let landlords and the Brexit saga continues

Last week the UK was basking in the glorious heatwave and has certainly been good news for many. UK holiday makers are steering clear of overseas travel due to a weak pound and Brexit travel uncertainties. Holiday Buy-to-let investors set to benefit from the current market conditions, as they are exempt from some recent tax …

89 % Of BTL Applications Lead to Offers

IMLA data identifies that brokers were able to translate over 89% of applications into offers, the highest percentage documented since 2016. Specialist mortgages improved with the increase in applications converting into an offer and those offers which led to completion were up at a three-year high. IMLA Mortgage Market Tracker reveals the number of accepted …