At Smart Money we have First Charge Mortgage products for clients with an adverse credit history.
Do you currently have a client with an adverse credit history?
Smart Money could consider clients who have unsecured credit which could be up to two payments in arrears including CCJs and defaults. CCJs and defaults which are less than £300 are ignored which means your client could qualify for access to our lowest rates available. Most importantly the client must have had no Mortgage arrears within the last three months but can have had two Mortgage arrears within the last two years.
We understand your clients will experience blips along the way and we base our decision on the full picture. The most important aspect is understanding the reasons why these blips occurred in the first place and how they could be avoided in the future.
With our personal service we will work to update you regularly and you can leave the packaging to us.