The Specialist Lending solution

Smart Money are a specialist master broker offering four key areas of specialist lending including Second Charge Mortgages, Buy-To-Let, specialist first charge and Bridging loans. Second Charge Mortgages According to the FLA demand for Second charge mortgages are strong and is now at a decade high. The versatility of second charge mortgages are being recognised …

Second Charge Mortgage for home improvements

As the Brexit debacle continues and the general election campaign well under way, uncertainty continues. By staying put a second charge mortgage could be the solution for home improvements. Home buying conditions According to Nationwide house prices barely moved in October as property inflation remains below 1% for the 11th month in a row. Home …

25-year mortgage term no longer the most popular term length

The latest mortgage trends identify the lengthening of mortgage terms and the standard 25-year mortgage term is no longer the most popular term length. Mainstream and specialist lenders are recognising the need for more flexible mortgage terms including lending into retirement. Research provided by Moneyfacts suggests that nearly 2,800 products (57% of the entire market) …

Purchasing a home instead of renting could net you £352,500 better off over 30 years

According to the IMLA buying a home instead of renting could save £133,700 over 30 years compared to those who rent, and they would also net the £218,000 equity from paying off their mortgage even if house prices never rise. Mortgage interest rates would need to reach 11.5% before owning and renting produce the same …