The effects and complications of working within the Gig Economy

The Gig Economy can result in financial exclusion for many due to insecure employment as a result of enforced self-employment. Over recent years as technology has evolved new ways of working have been launched, notably using mobile apps leading to the development of the Gig Economy. These changes are shaping the specialist lending industry as …

Smart Money turned around a Second Charge Debt Consolidation case within 7 working days

Simon Says… Smart Money turned around a Second Charge Debt Consolidation case within 7 working days from  the pack back being returned to us. Your clients can often become a slave to the Credit Card which is the devil for many, this can lead to spiralling out of control debt.  At Smart Money we focus …

A quarter of 20-34-year olds are still living with their parents

A quarter of 20-34-year olds are still living with their parents due to spiralling rental costs and house prices, which are the major obstacles for leaving the family home. According to the ONS there were under 3.4m adults in this age category living with parents. This number has surged by 24% for the past decade …

The current challenges first time buyers face

As first-time buyers face difficulties entering the property market our specialist first charge mortgages may provide a solution for cases with different sources of income. According to research provided by Santander Mortgages a national survey of 5,002 first time buyers aged between 18-40 found 9 in 10 still want to get on the property ladder. …

Smart Money can provide Specialist First Charge Mortgages

Simon Says… Smart Money can provide Specialist First Charge Mortgages Introducers often forget we can offer Specialist First Charge Mortgages. After all our Specialist First Charges are not what you find on the High street. At Smart Money we recognise not everyone fits with a mainstream lender, many of whom now rely heavily on automated …

Good times ahead for Holiday let landlords and the Brexit saga continues

Last week the UK was basking in the glorious heatwave and has certainly been good news for many. UK holiday makers are steering clear of overseas travel due to a weak pound and Brexit travel uncertainties. Holiday Buy-to-let investors set to benefit from the current market conditions, as they are exempt from some recent tax …

Get Me My Mortgage Introduces A Smarter Option For Home Finance

Home finance expert, Get Me My Mortgage, introduces its partnership with Smart Money – giving customers more options than ever before when it comes to smart home finance solutions. Bridging the gap for homeowners Get Me My Mortgage is delighted to be affiliated with Smart Money, specialists in bridging finance, second charge loans and buy-to-let …